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 Merchant Cash Advance

The Merchant Cash Advance is the alternative way to get fast and easy business funding. This loan works very well with certain businesses as you pay the loan down fast and at a pace your business can afford. Our goal is to remove the financial barriers that stand between you and the growth of your small business. Our merchant cash advance does that by providing the working capital you need to put your ideas in motion and your funds to work quickly. How quickly? You could be approved in 24 hours and receive your funds in as little as 48 Hours.

What is a merchant cash advance?

A merchant cash advance is a business cash advance program that provides you with a sum of capital by purchasing a set amount of your future credit/debit card sales. Instead of making fixed monthly payments, we work with your natural cash flow, automatically deducting a small percentage from your credit/debit card sales until the cash advance is repaid in full. This allows businesses the flexibility to make lower payments during periods when cash flow slows down.

Will a low credit score stop me from being approved for a cash advance?

The answer is No. Because our cash advance program is based on the strength of your business rather than the strength of your personal credit history, a low credit score will not prevent you from acquiring the cash you need.

Our Merchant Cash Advance programs offer you:

  • Very high approval rates
  • Fast approvals – funds in 48 Hours or less
  • Simple application with no complicated paperwork
  • No personal collateral of personal guaranties required

Find out which of our programs is best for you and your business:

Standard Funding Program
  • In business at least 2 months
  • Credit score of 500+
  • Capital between $5,000 and $500,000
  • High approval rates

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Platinum Funding Program
  • For more established businesses open at least 2 years
  • Credit score of 640+
  • Capital between $20,000 and $500,000
  • Funds at a lower cost than the Standard Funding program.

learn more

If you’re interested in an ideal route to instant cash flow, fill out the simple form on the right to start the application process. Our team of experienced professionals can have a decision to you in as little as 24 hours. Or, if you’d like to speak to a representative right away, contact us directly.

Don’t think you qualify for our programs? Look into our Starter Loans for another working capital alternative.

Call Today:866-646-4421

Apply For A Loan Now!


Customer Testimonial

I came to JCL Capital when the Banks did not work with me. JCL Capital was very Fast, Friendly and Professional. Great to Work with they helped me with the CAPITAL i needed to Hire more Employees.
Stuart Smith - Specialized Maintenance Phoenix, AZ