What is a merchant cash advance?
A merchant cash advance is a business cash advance program that provides you with a sum of capital by purchasing a set amount of your future credit/debit card sales. Instead of making fixed monthly payments, we work with your natural cash flow, automatically deducting a small percentage from your credit/debit card sales until the cash advance is repaid in full. This allows businesses the flexibility to make lower payments during periods when cash flow slows down.
Will a low credit score stop me from being approved for a cash advance?
The answer is No. Because our cash advance program is based on the strength of your business rather than the strength of your personal credit history, a low credit score will not prevent you from acquiring the cash you need.
- Very high approval rates
- Fast approvals – funds in 48 Hours or less
- Simple application with no complicated paperwork
- No personal collateral of personal guaranties required
Find out which of our programs is best for you and your business:
- In business at least 2 months
- Credit score of 500+
- Capital between $5,000 and $500,000
- High approval rates
- For more established businesses open at least 2 years
- Credit score of 640+
- Capital between $20,000 and $500,000
- Funds at a lower cost than the Standard Funding program.
If you’re interested in an ideal route to instant cash flow, fill out the simple form on the right to start the application process. Our team of experienced professionals can have a decision to you in as little as 24 hours. Or, if you’d like to speak to a representative right away, contact us directly.
Don’t think you qualify for our programs? Look into our Starter Loans for another working capital alternative.
